Sakred North
FSRA suitability files for Ontario mortgage brokerages.
When an Ontario brokerage arranges a private or alternative mortgage, FSRA expects a complete written record showing why the loan fit the client. Sakred North walks the agent through the suitability file while the deal is happening: eight guided sections, built-in Canadian mortgage calculators saved as evidence, a drafted rationale memo that flags missing facts, an examiner-style pre-check, and principal-broker sign-off exported in one tamper-evident zip.
Built for Ontario brokers
Guided suitability file
Eight structured sections covering client needs, alternatives considered, costs, risks explained, and exit plan.
Calculators as evidence
Canadian payment, debt-service, stress-test, penalty, and APR results save straight into the file.
Rationale & gap check
Drafts the written explanation from recorded facts, flags missing items in brackets, and runs an examiner-style check.
Principal-broker sign-off
Freeze the file for supervisor review and export the memo, evidence, SHA-256 hashes, and audit trail in one zip.
Questions about Sakred North?
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